:root{
  --navy:#0B1F33;--charcoal:#2C3640;--brass:#C4A574;--sail:#F7F5F1;
  --white:#FFFFFF;--teal:#1F6F78;--red:#8B2E2E;--line:#DDD8D0;
  --shadow:0 18px 50px rgba(11,31,51,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--sail);color:var(--charcoal);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;line-height:1.65}
a{color:inherit;text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--teal)}
img{max-width:100%;height:auto}
.skip-link{position:absolute;left:-9999px;top:auto}
.skip-link:focus{left:16px;top:16px;z-index:999;background:var(--white);padding:10px 14px;border:2px solid var(--brass)}
.site-header{position:sticky;top:0;z-index:40;background:rgba(247,245,241,.96);backdrop-filter:blur(14px);border-bottom:1px solid rgba(44,54,64,.12)}
.nav{max-width:1180px;margin:0 auto;padding:14px 24px;display:flex;align-items:center;gap:28px}
.brand img{width:166px;display:block}
.nav-links{display:flex;gap:22px;margin-left:auto;align-items:center;font-size:14px;font-weight:650}
.nav-links a{text-decoration:none}
.nav-cta{background:var(--navy);color:var(--white)!important;padding:10px 16px;border-radius:3px}
.lang-switch{font-size:12px;color:#5f6871;white-space:nowrap}
.lang-switch a{margin:0 2px;text-decoration:none}
main{overflow:hidden}
.container{max-width:1180px;margin:0 auto;padding:0 24px}
.hero{background:var(--navy);color:var(--white);padding:72px 0 58px;position:relative}
.hero:after{content:"";position:absolute;right:-80px;bottom:-170px;width:520px;height:520px;border:1px solid rgba(196,165,116,.35);transform:rotate(18deg)}
.crumbs{font-size:13px;color:rgba(255,255,255,.72);margin-bottom:30px}
.kicker{font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--brass);font-weight:800;margin:0 0 14px}
h1,h2,h3{font-family:Inter,ui-sans-serif,system-ui,sans-serif;color:var(--navy);line-height:1.12;letter-spacing:-.025em}
.hero h1{color:var(--white);font-size:clamp(42px,7vw,78px);max-width:940px;margin:0 0 22px}
.hero .lede{font-family:"Source Serif 4",Georgia,serif;font-size:clamp(20px,2.6vw,29px);line-height:1.45;max-width:900px;color:#edf2f5;margin:0 0 28px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
.btn{display:inline-block;text-decoration:none;font-weight:800;padding:13px 18px;border-radius:3px;border:1px solid transparent}
.btn-primary{background:var(--brass);color:var(--navy)}
.btn-secondary{border-color:rgba(255,255,255,.35);color:var(--white)}
.proof-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:#c7c2b9;border:1px solid #c7c2b9;margin-top:44px}
.proof-strip div{background:var(--sail);color:var(--navy);padding:18px 20px;font-size:13px;font-weight:750}
.section{padding:72px 0;border-bottom:1px solid var(--line)}
.section.tight{padding:48px 0}
.section.alt{background:var(--white)}
.section h2{font-size:clamp(31px,4vw,49px);margin:0 0 16px;max-width:900px}
.section-intro{font-family:"Source Serif 4",Georgia,serif;font-size:21px;max-width:860px;margin:0 0 34px}
.answer-box{border-left:4px solid var(--brass);padding:8px 0 8px 22px;margin:24px 0 30px;font-size:19px;max-width:900px}
.grid-2,.grid-3{display:grid;gap:20px}
.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.card{background:var(--white);border:1px solid var(--line);padding:24px;border-radius:5px;box-shadow:0 0 0 rgba(0,0,0,0)}
.alt .card{background:var(--sail)}
.card h3{font-size:20px;margin:0 0 8px}
.card p{margin:0}
.num{font-family:"IBM Plex Mono",ui-monospace,monospace;color:var(--teal);font-size:13px;font-weight:800;margin-bottom:10px}
.table-wrap{overflow-x:auto;border:1px solid var(--line);background:var(--white)}
table{width:100%;border-collapse:collapse;min-width:720px}
th,td{text-align:left;vertical-align:top;padding:17px 18px;border-bottom:1px solid var(--line)}
th{background:var(--navy);color:var(--white);font-size:13px;letter-spacing:.04em;text-transform:uppercase}
tr:last-child td{border-bottom:0}
.steps{counter-reset:step;display:grid;gap:15px}
.step{display:grid;grid-template-columns:64px 1fr;gap:18px;align-items:start;padding:20px 0;border-bottom:1px solid var(--line)}
.step:last-child{border-bottom:0}
.step:before{counter-increment:step;content:counter(step,decimal-leading-zero);font-family:"IBM Plex Mono",ui-monospace,monospace;color:var(--teal);font-weight:800;font-size:20px}
.step h3{margin:0 0 6px;font-size:22px}
.step p{margin:0}
.fact{border-top:3px solid var(--teal);padding-top:14px}
.fact strong{display:block;color:var(--navy);font-size:19px;margin-bottom:5px}
.source{font-size:13px;color:#5c6570;margin-top:9px}
.country-lens{background:var(--navy);color:var(--white);padding:34px;border-radius:6px}
.country-lens h2,.country-lens h3{color:var(--white)}
.country-lens p{max-width:900px}
.country-lens ul{padding-left:20px}
.country-lens li{margin:7px 0}
.faq details{border-top:1px solid var(--line);padding:18px 0}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;font-size:19px;font-weight:800;color:var(--navy)}
.faq p{max-width:920px;margin:12px 0 0}
.related a{display:block;text-decoration:none;border:1px solid var(--line);background:var(--white);padding:18px 20px;font-weight:800;color:var(--navy)}
.related a span{display:block;font-weight:400;color:var(--charcoal);font-size:14px;margin-top:4px}
.scope{background:#efe9df;border-left:4px solid var(--brass);padding:20px 22px;font-size:14px}
.cta-band{background:var(--charcoal);color:var(--white);padding:58px 0}
.cta-band h2{color:var(--white)}
.cta-band p{max-width:760px;font-size:18px}
.site-footer{background:var(--navy);color:#d9e0e6;padding:48px 0 26px}
.footer-grid{display:grid;grid-template-columns:1.3fr .7fr .7fr;gap:34px}
.site-footer h3{color:var(--white);font-size:15px;margin:0 0 10px}
.site-footer a{color:#d9e0e6}
.legal{font-size:12px;color:#aeb9c2;border-top:1px solid rgba(255,255,255,.13);margin-top:32px;padding-top:20px}
.last-reviewed{font-size:12px;color:#6c747b;margin-top:26px}
@media(max-width:900px){
 .nav-links a:not(.nav-cta){display:none}
 .lang-switch{display:none}
 .proof-strip{grid-template-columns:repeat(2,1fr)}
 .grid-3{grid-template-columns:1fr 1fr}
 .footer-grid{grid-template-columns:1fr}
}
@media(max-width:640px){
 .nav{padding:10px 16px}
 .brand img{width:145px}
 .hero{padding:54px 0 44px}
 .container{padding:0 18px}
 .proof-strip,.grid-2,.grid-3{grid-template-columns:1fr}
 .section{padding:54px 0}
 .country-lens{padding:24px}
}